Loan Rates

Loan Rates

As of March 26, 2019

Rates subject to change without notice.

Prime Rate: 5.25%

Vehicles / RV (2017 & Newer Purchase or Refinance)
Term of LoanAnnual Percentage Rate
24 months 1.99% - 5.99%
36 months 2.24% - 6.24%
48 months 2.49% - 6.49%
60 months 2.99% - 6.99%
72 months 3.99% - 7.99% 
84 months (New RV or Boat Only) 4.99% - 8.99%
120 months (New RV or Boat Only) 5.99% - 9.99%
Vehicles / RV (2013-2016 Purchase or Refinace, LTV over 85% add 1%)
Term of LoanAnnual Percentage Rate
24 months 2.49% - 6.49%
36 months 2.74% - 6.74%
48 months 2.99% - 6.99%
60 months 3.49% - 7.49%
72 months 4.49% - 8.49%
84 months (Used RV Only) 5.49% - 9.49%
All Other Secured (vehicles older than 2013, off-road, water crafts, Mobile Homes)
Term of LoanAnnual Percentage Rate
24 months 4.99% - 8.99%
36 months 5.24% - 9.24%
48 months 5.49% - 9.49%
60 months 5.99% - 9.99%
Signature Loans (Maximum of three months gross salary, and not to exceed $25,000)
Term of LoanAnnual Percentage Rate
12 months 5.50% - 9.50%
18 months 6.00% - 10.00%
24 months 6.50% - 10.50%
36 months 7.00% - 11.00%
48 months 8.00% - 12.00%
60 months (A or B Rating only) 9.00% - 13.00%
Advanced EMT / FASNY HELP
Term of LoanAnnual Percentage Rate
24 - 60 months 4.99%
HELOC  (up to 75% LTV and maximum of $100,000)
Term of LoanAnnual Percentage Rate
60 months 3.75% - 4.50%
120 months 4.25% - 5.00%
180 months 4.75% - 5.50%
Share Secured
Term of LoanAnnual Percentage Rate
0-60 months 3.50% - 4.25%
61-84 months 4.50% - 5.25%
Certificate Secured
Term of LoanAnnual Percentage Rate
Varies Certificate Rate + 2.00%
Share Draft LOC
Term of LoanAnnual Percentage Rate
Varies 9.25%