Specialty Consumer Products

Experience the unique rewards and special benefits that come with card membership. Whether you're planning your dream vacation, managing your household finances, or building strong credit for the future, we offer a credit card to meet your needs. It won't take long to find the one that's right for you.  

On Both College and Co-Signer Consumer Cards

  • Pricing is credit-based on credit history and ranges from Prime + 5.99% to Prime + 14.99%
  • Applicants must have a valid United States Address and a valid Social Security Number
  • No Annual Fee

College Rewards Card

  • A rewards card with special underwriting criteria to accomodate students. A great way to establish credit and learn to use credit responsibly
  • 1,000 first use bonus points redeemable for cash back, merchandise, gift certificates, "Choose Your Own Rewards," and travel
  • Applicants must be 18 years of age

Co-Signer Card

  • Provides a great way to establish credit
  • Underwriting based on the creditworthiness of the co-signer and ongoing credit activity reported to bureau for both co-signer and primary accountholder
  • No rewards, but standard Visa benefits apply
  • Applicants must be 16 years of age, Co-Applicants must be 18 years of age

Secured Card

  • Gives individuals with limited or blemished credit histories the opportunity to obtain a revolving line of credit equal to the amount of their security deposit
  • Minimum security deposit of $300 to a maximum of $5,000 (must equal the desired credit limit) in the form of a cashier's check or money order
  • APR of Prime + 14.99% (subject to a minimum APR of 18.99%), $35 annual fee
  • Applicants must be 18 years of age

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Fair Housing and Equal Opportunity National Credit Union Administration