Privacy Statement

FASNY Federal Credit Union created this Privacy Policy to demonstrate our firm commitment to safeguarding the privacy of our members. We are committed to protecting the safety and privacy of each member's financial records and other non-public information consistent with state and federal laws. We take prudent and reasonable measures to safeguard the accuracy and privacy of all member information used while conducting business via the Internet, ATM networks, wire services, telephone, the U.S. mail, and other means of communication. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic, personal information. All FASNY Federal Credit Union employees are required to maintain the confidentiality of all Credit Union and Member information. We do not collect or maintain information about our members that is not essential for prudent business purposes.

FASNY Federal Credit Union does not disclose information about our members or former members to third parties except as permitted or required by law.

How Information is Collected

We collect information such as name, address, social security number, and assets and income directly from our members through membership applications, account and service applications, loan applications and related forms that you complete. We obtain information when verifying the information you provide on an application or other form, such as from your current or past employers or from other institutions where you conduct financial transactions, and information, such as your account balances, payment history, parties to transactions, and credit card usage, from your transactions with us. Information obtained from our members is kept secure and access to that information is limited within the Credit Union to personnel who need to know the information to provide products or services to our members and properly operate the Credit Union.

How Collected Information is Used

We may disclose information we collect from membership and loan applications and other forms to: companies that perform marketing services on our behalf; to other financial institutions with whom we have joint marketing agreements; and to other related business partners. The types of information we disclose may include, for example, your name, address and income. Member information is provided to business partners in connection with statement and mailings distribution, check printing, after-hours and automated servicing, credit card authorizations and reporting credit history information to credit reporting agencies. FASNY Federal Credit Union requires all recipients of nonpublic, personal information to adhere to our strict confidentiality and privacy policies. Federal Law protects the information FASNY Federal Credit Union provides to credit reporting agencies and its use is strictly governed by the Fair Credit Reporting Act. We may also disclose information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our Credit Union, follow your instructions as you authorize, or protect the security of our financial records.

Information Collected from our Web Site

At FASNY Federal Credit Union, we believe that protecting the safety and privacy of our web site visitors is one of our fundamental responsibilities. The following information will help you to understand how we protect the information gathered from our web site.

FASNY Federal Credit Union collects information such as user name, e-mail addresses, Internet Service Provider address, access time and date, clickstreams, and failed logon attempts. FASNY Federal Credit Union collects this information for internal reporting of web site statistics, and product monitoring to improve our services. Information obtained from our web site is kept secure and access to that information is limited within the Credit Union to personnel who need to know the information to provide products or services to our members and to properly operate the Credit Union.

This information about members and former members is never disclosed to third parties except as permitted or required by law.

Web Site Security Measures

FASNY Federal Credit Union's encrypted web site has security measures in place to protect against access, misuse or alteration of your information. All sensitive transactions use Secure Socket Layer (SSL) encrypted network transmissions (SSL was created for use in transmitting private information over the Internet and encrypts [converts data into secret code] information exchanged between a web browser and a web server.) All online applications within "Home Banking" are housed on a secure web page. Credit Union staff is notified via e-mail when a loan application is submitted via the web site. A staff member will then access a password-protected secure web page to process the loan application.

This information about members and former members is never disclosed to third parties except as permitted or required by law.

FASNY Federal Credit Union asks that you do not send confidential information to us via e-mail. E-mail is not necessarily secure against interception. If your communication is sensitive, or includes personal information such as member numbers, credit card numbers, personal identification numbers, social security number, or date of birth, you should contact us by phone or regular mail.

Our web site may contain links to other web sites. FASNY Federal Credit Union is not responsible for the privacy practices of those sites. We encourage all users to read the privacy statement of all linked web sites. If you have questions regarding the privacy and security of your confidential information, please contact us at (518) 434-3728 or 1-866-FASNYCU (1-866-327-6928).

Protect Your Privacy

FASNY Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines:

Protect your account numbers, card numbers, PINs (personal identification numbers) and passwords. Never keep your PIN with your debit, ATM or credit card which can provide free access to your accounts if your card is lost or stolen. Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you, explains the call is on behalf of the Credit Union and asks for your account number, you should beware. Official Credit Union staff will have access to your information and will not need to ask for it. Keep your information with us current. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately. If your address or phone number changes, please let us know.

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