Loans

En Route & On Budget 

Partner with FASNY Federal Credit Union on the purchase of Apparatus, Personal Protective Equipment, Communications Equipment, or Accessory Equipment. Obtain a low rate Share or Certificate Secured Loan to finance your building renovations, rehabilitation, repair or purchase.

Benefit from our Flexible Payment Terms to suit the needs of your organization's budget. Repay your loan monthly, quarterly, semi-annually, or annually over a term of anywhere between three and twelve years depending on the purpose and use of loan proceeds.

If funds become available to your organization, pay off your loan early with No Prepayment Penalty

Complete a simple loan application and send it along with your organization's last two year-end financial statements for quick approval.

TypeAmountTermRate
Secured Up to $50,000 Up to 5 years 3.40%
Secured Up to $50,000 5 - 10 years 3.90%
Secured $50,000+ Up to 10 years Call for Rate
Mortgage Secured $50,000+ Up to 15 years Call for Rate
Unsecured Up to $50,000 Up to 5 years 3.90%

Apparatus: Pumpers, Tankers, Ladder Trucks, Emergency Response Vehicles including Ambulances or other such specialty equipped motor vehicles used for Fire/EMS protection and response (including utility and chiefs vehicles). We can also refinance the rehabilitation cost of any of the above. 

Accessory Equipment: Other equipment necessary to support firefighting or emergency rescue activities. 

Real Estate: Building renovations, rehabiliation, repairs or purchase of facilities.*

Personal Protective Equipment: Clothing and devices that comply with OSHA standards used to protect personnel from injury who provide emergency services, including but not limited to helmets, coats, boots, eye shields, gloves, and self-contained respiratory protection devices. 

Communications Equipment: Mobile and Portable Radios, pagers and any other communications devices for your personnel, apparatus and station. 

Share & Certificate Secured: You can secure a loan with funds you have on deposit in your Share Savings or Share Certificate Account. You can continue to earn interest at the current rate while benefiting from one of our lowest finance rates. 

TypeTermRate
Share Secured Up to 10 years 2.40%
Certificate Secured Up to 10 Years Certificate Rate + 2.00%


Rates and terms current as of date published, subject to change. Other rates and terms available. Maximum loan 80% of project cost. Other conditions may apply. Call for details. Loan approval subject to membership eligibility and credit-granting terms and conditions. We do business in accordance with the Equal Credit Opportunity Act.

* Maximum loan to value of 75% on any major building renovation.


Online Banking Login

Enter Account Number:


» Forgot Password?

Shared Branch Locator
Zip Code:

Fair Housing and Equal Opportunity National Credit Union Administration