|
Deposits to FASNY FCU are reinvested in the form of loans. As a member, you will benefit from low-cost credit union financing for the things you need or want. Loans can be made as secured loans (secured by either your Share Savings, Share Certificates or the item you are purchasing or refinancing, such as a car or boat), or unsecured simply on the basis of your signature. Please click here to download a loan application.
Looking for a new or used car, truck or SUV? A loan from FASNY FCU can save you hundreds. With low rates, affordable terms and fast decisions, you can't afford not to join! Borrow up to $50,000 for your next vehicle.
| |
|
|
|
|
| Loan Type |
Term |
A |
B |
C |
| Automobile (years 2005—2009) |
0—36 Months |
2.99% |
7.25% |
9.25% |
| $50,000 limit |
37—48 Months |
3.99% |
7.50% |
9.50% |
| |
49—60 Months |
4.99% |
8.00% |
10.00% |
| |
61—72 Months |
5.99% |
8.50% |
10.50% |
| |
Loan to Value over 85%, add 0.50% to above rates. Maximum Loan to Value of 125% |
You can secure a loan with funds you have on deposit In your Share Savings or Share Certificate Account. You can continue to earn interest at the current rate while benefiting from one of our lowest finance rates.
| |
|
|
|
|
| Loan Type |
Term |
A |
B |
C |
| Share Secured |
0—60 Months |
4.50% |
4.50% |
4.50% |
| |
61—120 Months |
6.50% |
6.50% |
6.50% |
| Share Certificate Secured |
0—120 Months |
Certificate Rate plus 2.00% |
We also offer secured loans for boats, campers, trailers, motorcycles, motor homes, and even common stock.
| |
|
|
|
|
| Loan Type |
Term |
A |
B |
C |
| All Other Secured |
0—36 Months |
5.50% |
7.50% |
9.50% |
| (including older automobiles) |
37—72 Months |
7.75% |
9.75% |
11.75% |
| |
73—120 Months |
8.50% |
10.50% |
12.50% |
You can borrow for practically any worthwhile purpose such as home improvements, vacations, paying off higher-interest rate debt with other financial institutions, unexpected bills or expenses, etc. with an unsecured loan or line of credit. Apply once for the total amount you need or for a credit line you can use over and over again.
| |
|
|
|
|
| Loan Type |
Term |
A |
B |
C |
| Signature (Non-Homeowner)$10,000 limit |
12—36 Months |
9.00% |
11.00% |
13.00% |
| Signature (Homeowner)$50,000 limit |
0—36 Months |
9.00% |
11.00% |
13.00% |
| |
37—60 Months |
9.50% |
11.50% |
13.50% |
| |
61—84 Months |
10.00% |
12.00% |
14.00% |
| Share Draft Line of Credit |
|
10.90% |
12.90% |
14.90% |
Wire Transfers
Wire transfer funds into and out of your account anytime. Call for more information.
Internet Teller
Perform home banking tasks online 24/7. Check account balances and history, transfer funds, check and change scheduled transfers and review transfer history from the convenience of your personal computer.
|