General steps that can be taken to help prevent electronic transaction fraud:

Reconcile banking transactions on a daily basis to identify and review any unknown payments
Be suspicious of E-mails and Internet pages purporting to be from a financial institution requesting account information, account verification or banking access credentials such as usernames, passwords, PIN codes and similar information.
Avoid opening E-mail file attachments or clicking on Internet links in suspicious E-mails; doing so could expose your system to malicious code that could hijack your computer
Call the credit union (866.FASNYCU) and confirm the validity of all requests for personal, financial or account information, particularly if they seem urgent even if they seem routine in nature
Always sign-off from your online session
Create a strong password with at least 10 characters that include a combination of mixed case letters, numbers and special characters and change it regularly (at least a few times each year)
Prohibit the use of "shared" usernames and passwords for online banking systems. Set a different password for each website that is accessed
Avoid using automatic "save" login features that remember usernames and passwords in Web browsers for online banking
Activate a "pop-up" blocker on Internet browsers to prevent intrusions

* Information provided by The National Alliance for Insurance Education & Research and the Certified School Risk Managers Program.