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You can borrow for practically any worthwhile purpose such as home improvements, vacations, paying off higher-interest rate debt with other financial institutions, unexpected bills or expenses, etc. with an unsecured loan or line of credit. Apply once for the total amount you need or for a credit line you can use over and over again.

Credit Score680 +600 - 679Below 600
TermABC
12 Months8.25%10.25%12.25%
24 Months8.50%10.50%12.50%
36 Months8.75%10.75%12.75%
48 Months9.00%11.00%13.00%
60 Months9.25%11.25%13.25%
72 Months9.75%11.75%13.75%
84 Months9.75%11.75%13.75%

Rates and terms current as of November 1, 2009, subject to change. Other rates and terms available. Other conditions may apply. Call for details. Loan approval subject to membership eligibility and credit-granting terms and conditions. We do business in accordance with the Equal Credit Opportunity Act.

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Fair Housing and Equal Opportunity National Credit Union Administration